Crime Analysis in the State of NY and California Term Paper

Crime Analysis in the State of NY and calcium - Term Paper ExampleOn the other hand, whitethornhem could be a combined usurpation or battery with exceedingly high deprivation of an soul to defend or fight for his or her life (Indermaur & Bennett, 1997). Therefore, these three crimes could be defined based on the following classifications period of physical harm, the excitement of crime committed, and the extravagance of violence. Of all three of them, what is substantially less graphic is the assault. There is just an sample to do physical harm in the assault, while in battery and mayhem there is a remarkable and material physical contact. On the other hand, mayhem is significantly most remarkable when it comes to the degree of physical harm because it could be combined assault or battery, however, there is an inclusion of disabling an individual to fight or defend ones self. ...Finally, all these three crimes are considered violent, but sometimes assault cannot be significant ly categorized as one due to the absence of physical bear witness. Assault, however, may potentially result in psychological trauma and this could be remarkably used as evidence to recognize it as a violent crime based on the physical evidence. It is not lumbering to prove physical evidence from the battery because of the remarkable indication of violence. There can be actual inclusion of physical harm in battery and this evidence could be used to recognize the intensity of violence committed. Finally, mayhem may be potentially considered as highly violent due to a remarkable high level of physical evidence even to the point that it may cause the dupes death. Classification Kidnapping False imprisonment Offense against a persons conversancy or freedom Remarkable (Bacigal, 2008) Remarkable (Bacigal, 2008) Physical movement A requirement (Bacigal, 2008) Not a requirement (Bacigal, 2008) Kidnapping and false imprisonment are all crimes committed against a persons liberty or freedom.

Occupational Health and Safety Essay Example | Topics and Well Written Essays - 3000 words

occupational Health and Safety - attempt ExampleA c beful study of the legislation of New Zealand has been conducted to analyze the rules regarding the participation of the workers in the boilersuit decision making of the safety issues. The study involves a wide range of literature on the idea of occupational health and safety and the participation from the workers. occupational Health and Safety Introduction In this base we describe the various line of works relating to the Occupational health and safety of the people working in various organizations. The problem of the safety of the workers is a serious matter of issues and the paper highlights each of the segments scathingly. Occupational safety and health aims at maintaining the safety and the overall health of the employees for maintaining the welfare of the people in the organization (Ashford, 1976, p.45). In the context of the Occupational safety and health the participation from the employees is a crucial factor. The em ployees are the victims of the disaster occurring in the organization and their views are of utmost importance in providing a better solution in implementing a safe environment for the workers. The workers suffer a fair idea about the problems and they can also recommend solutions for attaining better results. separate than providing necessary solutions, the employees can also contribute by exhibiting their commitment and the morale. The program undertaken by the management in providing with safe work environment also needs to be evaluated by the employees. The paper takes a critical view of the participations of the workers in the program of the occupational health and finds out the implication which the management of the organization has establish on such issues. The workers participation has also received substantial barriers in the recent past in matters of occupational health and safety. Methodology The methodology conducted in the research is based on the secondary sources. A considerable number of peer reviewed literature has been studied to understand the concept of workers participation in the Occupational health and safety. Books have also been used to analyze the various models of occupational health and safety of the workers. divers(a) legislations of New Zealand, on the topic under consideration have been consulted to analyze the legal framework of OH&S in New Zealand. However in order to maintain the credibility of the research, only trusted sources have been included in the research (Malhotra, 106-107). The secondary method helped to explore a variety of information regarding the occupational health and service. The research method incorporated in the process is qualitative in nature as the overall study is based on the facts (Thomas, 1-2). The paper takes a study of the various theories relating to the Occupational health and safety of the workers before concentrating on the issue of the workers participation and the OH&S. Findings Occupati onal Health and Safety Occupational health and safety deals with the elimination of the injuries and accidents which may occur in the work-place and which has been a rising problem faced by the employers in various parts of the worlds. Work related injury is defined as any alter caused to the employees

Health economics, assignment Example | Topics and Well Written Essays - 500 words

Health frugals, - Assignment ExampleThis impacts negatively on the brusk who befuddle no access to Medicaid or any form of health insurance.3. a) Indemnity health plans have higher premiums than health maintenance organizations due to two reasons demographics and health status. Indemnity plans have more older enrollees compared to HMOs. Secondly, older passel suffering from a terminal illness are more likely to join indemnity than HMO (Altman et al, 2003). Alterman et al (2003) show this by analyzing the data collected from the two health plans.b) The weaknesses of this argument include the assumptions that HMOs negociate for lower premiums and that they discourage sick people from enrolling with them. It is also taken for granted that HMOs offer lower excitement of treatment.5. a) Ellis and McGuire make various recommendations on predictability and predictiveness. They state that the problem of rationing could be eliminated by identifying the problematic areas that curtail co mplementarity of improving the quality of care. They suggest that payment systems should be designed for plans that attempt to neutralize incentives to ration nigh services more tightly than others (Ellis & MacGuire, 2007).6. a) Mortality may decrease during recession because people lead healthy lifestyles during hard economic times than when there is abundance. During recession, unhealthy lifestyles such as excessive smoking and boozing and consumption of junk food go down due to lack of sufficient finances among people. Consequently, fatality rate rates reduce.c) This is because they have huge macroeconomic effects for groups of people such as heavy smokers and the physically inactive. There are numerous indirect changes, such as changes in sleep that accompany economic fluctuations. Therefore, economic downturns affect much more than just the macroeconomic status of individuals and the country.e) Getting Congress to hall for the provision of affordable healthcare to all. It w ould enable people who cannot afford

The Apostle Paul and his Pastoral Epistles Essay - 1

The Apostle capital of Minnesota and his Pastoral Epistles - adjudicate ExampleThough Titus is non mentioned in the book of acts, he and herds grass were Pauls spiritual children who he was mentoring for Pastoral ministry, with Titus being mentioned in the book of Galatians 21 for the first time (Christ Lutheran Church of the Deaf). Paul wrote the three epistles, known as pastoral letters to provide instructions to his twain sons pertaining to their pastoral duties and to warn them about false teachings and occult practices which could easily have affected the churches they were pastoring.Both Timothy and Titus were young and Paul as their mentor also wished to encourage them, like he tells Timothy not to let anyone despise him because of his youth but to be an example 1 Tim 412. Paul was imprison twice in his life in Rome, in 60-63A.D and in 67-68A.D (NewApologia). He wrote 1Timothy during his first imprisonment, wrote Titus upon his release and 2 Timothy during his second impr isonment, after which he was killed by beheading. The letters contained instructions for ministry to Timothy and Titus, and thus he was able to continue with his work even while in prison. Timothy had been a companion of Paul in his missionary journeys and now was serving God in Ephesus.The different vocabulary and writing dash from other Pauline letters should be understood from the view point that their theme is common, as they atomic number 18 aimed mostly to address the issue of Pastoral care and that is why between them they are very similar. lingual evidence to prove that they were not written by Paul could be countered by the fact that in that location is much that is not known pertaining to the conditions of production of the three epistles and also the other Pauline letters (Smith). in that respect is also general concurrence that the Pastoral letters do not provide an adequate stress by which to make comparisons with the other Pauline letters. The differences are not also as great

I want to learn about how the staffs in any nursing home deal with the Assignment

I want to gyp about how the staffs in any nursing home deal with the sr. adults who lost their computer retentivity - concession Exampleaddress the social aspect of c are for patients who are in their advance age who has from memory loss that they may be able to interact with them not just as a health care provider but also as a human being that would possibly function the patient recover their memory and make their stay in the nursing home pleasant.Senior adults who suffers from memory loss who are taken cared of at nursing homes are removed from their family and nursing staffs should therefore campaign to create an atmosphere that resembles the comfort of the patients home.After completing the project, it is expected that the nursing staff will not only be proficient and sensitive in taking care of senior citizens who suffers from memory loss but will also be ethical being mindful that those who are housed in the nursing homes are away from their

XBUS San Assignment Example | Topics and Well Written Essays - 500 words

XBUS San - Assignment ExampleA shared performer is lowly working settings. This is more prevalent in factories where the employer places a major emphasis on acquire a product and hardly cares for how his employees needs. Their working conditions are more often than not despicable and accordingly a bout between the two cannot be averted.Poor communication between the employer and employee is also a common source of misunderstanding between an employer and employee. In most cases, the way a person communicates is really the source of conflict. Many would believe that a certain message has been passed across when it is the inverse. This could be due to a persons way of expressing themselves, where one is comfortable and the other struggles to express their ideas. This is a major pointer that leads to conflict in the work place.Increased workload albeit is a major source of conflict. This is mostly by the employers where they fail to respect the agreement that the employees render signed. More workload without an increase in the amount of bullion one is paid definitely leads to a misunderstanding. It is only rational that a person is paid for what they have signed up for, and that the employees respect the initial terms that their employees had signed against. This makes one avoid petty issues and conflict that could have otherwise been avoided.The law has come a long way in trying to educate the current otherwise hostile working environment. With the inclusion of laws such as the Title VII of the obliging Rights Act of 1964 which prohibits employment discrimination on the basis of race, color, religion, sex and national origin. This has helped to level the playing dirt and reduce the level of prejudice between an employer and employee. The U.S Code 158 also states the rights, dos and donts in relation back to labor practices by an employer. This code helps to ensure that the employees are well protected and that their lives are in no way at a risk at

IFRS 1 -- ThyssenKrupp Group First Year Conversion Assignment

IFRS 1 -- ThyssenKrupp Group First Year Conversion - naming ExampleSome of the pecuniary components that allow be partakeed from the revolution from US GAAP take the manipulation of intangible pluss much(prenominal) as development costs, goodwill and intangible pension assets. Tangible assets such as property jell and equipment will require adjustments in how investment property is dealt with because of the differences in treatment under both methods. IFRS uses a components approach in dealing with property, plant and equipment and so they are shown independently inclusive of the depreciation charged on these assets. Impairment of assets is also dealt with differently and most operating(a) leases will now be classified as finance leases. This will guard implications for profits and for the tangible assets symmetry in the balance sheet. Investment property will now be a separate pull out item on the balance sheet as a result of these changes. Under IFRS all non-current a ssets send packing qualify as assets held for sale while under US GAAP only long lived asset can, once they meet specific criteria. There are other interesting cases that will affect deferred assess assets, inventories, trade accounts receivables and other receivables such as embedded derivatives and prepaid pension costs. It is interesting to note that the step date of the pension plan will coincide with the year end and so this will affect the prepaid pension cost shown in the financial statements. The treatment of contracts will not only have implications for inventories but also accounts receivable, accounts payables and of course income and therefore the net profit of ThyssenKrupp. IFRS requires a different treatment for minority interest than that used under US GAAP. While US GAAP showed minority interest as a separate item between liabilities and equity IFRS requires that it be shown as part of equity. As a result of these changes the figures for the 2004/2005 will be ver y different. The differences relating to changes in equity and other elements are therefore require to be shown in the notes to the financial statements. IFRS 1 also requires that the differences be clearly explained so that the various stakeholders which includes, shareholders, analysts, potential investors and others are able to understand them and their effects on the financial statements. Finally, it is very important to note that IFRS1 defines an entitys first IFRS financial statements as being the first annual financial statements in which an entity adopts IFRS by make it clear that IFRS is being complied with by way of an unreserved and explicit statement of that fact (Ernst & Young 2009). The conversion from US GAAP to IFRS has impacted various elements of the financial statements. According to Ernst and Young (2009) the main principle is luxuriant retrospective application of IFRS standards that were in effect as of ThyssenKrupps first IFRS reporting period. Some of the elements of the financial statements have been impacted positively and some negatively. The Balance Sheet elements that are explained below are property, plant and equipment inventories and minority interests. The income statement elements that will be explained are net sales selling expenses and other operating income Balance Sheet Elements Property, Plant and Equipment m m Balance as per US GAAP 9,469 slight Reclassification 557 Other 169 (726) Balance as per IFRS 8,743 The balance as per US G

Success of McDonalds Research Paper Example | Topics and Well Written Essays - 1250 words - 2

Success of McDonalds - Research Paper ExampleImpact of planetaryization and technology changes Globalization has a critical impact on McDonalds activities and expansion all everywhere the world. The company has affected the eating lifestyle of people all around the world. With the advent of globalization, the company became qualified to expand its market, thus, increasing its revenues and sales. The corporate model of the company and its expansion symbolizes globalization in a unfeigned manner. There is variation in menus that the company offers all over the world while keeping plaza values and brand of the company intact and constant (Watson, 2006). However, any change in the local and the global economy leads to changes in the financial performance of the company. The company has the aggressive international expansion, and with this, it is also very in the raw towards the economic slowdown in other nations. Due to its global presence, McDonalds has to focus on somebody proble ms of every nations economy in which it has its business. For instance, in the US and Europe, the major markets of the company atomic number 18 facing economic slowdown due to which overall operations of the company are affected. technical changes become a vital impact on the operations of the corporation worldwide. In regularise to enhance the get of the customers and drive increased transactions, the company adheres to implementing advanced technologies for the efficiency of the labor self-order kiosks, updating the point of sale system, and instalment of hand-held order devices. All these technologies were not available in old franchises of the company of the earlier times. Technological changes are related to bringing in innovation in processes as well as products. For instance, with the feeler of the technology of touch screen and use of swipe cards for making payments, the company also announce in 2011 to make use of touchscreen technology and swipe card system at their restaurants in order to increase operations efficiency and gain knowledge about the food ordering habits of its customers (Gilbert, 2008). I/O model and resource-based model Industrial organization model studies the external perspective for developing a outline of the company and earns above-average returns. The first step in the model is to study the industrial environment. The fast-food industry is a highly fragmented industry, and new markets in developing countries support the growth of the industry. Today, there is an increasing awareness towards health, and the powerful and organic food is driving attention of food lovers around the globe. McDonalds emphasizes on three cardinal areas restaurant reimaging, service enhancements, and menu innovation. Thus, the organic and healthy food industry can be the dinky industry which has the potential for above-average returns.

Dunkin Donuts in England Research Paper Example | Topics and Well Written Essays - 1000 words

Dunkin Donuts in England - Research Paper ExampleFinally, this proposal includes a thoroughly researched site selection process and final implementation strategy. The hallmark of Dunkins business moulding is customer loyalty. John Costello, Dunkin Donuts Chief Global Marketing and Innovation Officer, identified the opportunities for our team guests of Dunkin Donuts have genuine a connection with the brand that is truly unique. (Restaurant Magazine, 2012) The customer relationships we foster help sustain our profitability and winner within the domestic and international markets. An augment in customer loyalty of only 5% freighter lift lifetime profits per customer by as much as 95%. For the sixth year in a row, Dunkin Donuts has been ranked 1 for coffee brand loyalty by signalize Brands Consulting, (Brand Keys, 2012). This recognition is a testament to the quality of the products and services offered in to each one establishment across the nation. piece Dunkin enjoys domestic brand loyalty from Americans within the U.S., the competition is gaining strong competitive advantage in England. For example, Starbucks has opened over 700 stores in the U.K., (Barnett, 2011) which has allowed them to capture brand recognition and customer loyalty in this seemingly untapped market. Dunkin Donuts understands how to build, execute, and maintain a better and stronger customer loyalty from offering superior products and value. For this reason, the strategic team believes that expanding Dunkin Donuts to the U.K. will prove to be a tremendous success. England is ready to Run on Dunkin. strategic Analysis / Operational Plan Before considering globular expansion, several factors should be considered including any currency and frugal concerns, the current political environment, cultural complexities and potential trade barriers. The strategic analysis will review each of these with respect to expansion into England. The included SWOT analysis (appendix A) will summarize the issues and highlight Dunkin Donuts strengths and weaknesses with respect to the global situation in England. Currency Concerns The United Kingdom is unlikely to give up monetary policy independence and adopt the Euro (Anonymous, 2012). While this decision has not influenced the high level of unknown investment continued in the U.K., it may be a factor when looking at wager rate risk. However, for the type of direct store structure Dunkin Donuts maintains, it should not be considered a barrier to global expansion. Inflation continues to be a concern as it has exceeded the 2% target throughout the past 3 years. Current inflation is reflective of the increases in commodity prices, higher import prices caused by the depreciation of the sterling, and the increase in the standard rate of Value Added Tax (VAT) (Monetary Policy Roundtable, 2011). The valuation of the sterling also influences Englands trade by lowering the price of exports relative to the price of imports. This result s in a decline of certain purchasing power, which could influence whether residents would have discretionary funds available to support new Dunkin Donuts locations. However, the increase in available jobs that the new locations would bring should have positive

Problem Set Essay Example | Topics and Well Written Essays - 1000 words

Problem Set - Essay ExampleThis is also veritable in the case of couples. However, studies show that it is more presumable for a woman to follow the partisanship of the preserve as compared to the contrary scenario. Genetics can also play a vital role in partisanship. Genetics is vital in the political socialisation of an individual. This is sourced from the fact that there is a predisposition to run for towards certain issues in the society. The perception of peer groups can affect political socialisation. This then, in turn, affects partisanship of the individual. However, the imprint of these groups is thought to be of lesser power as compared to parents. b. Bipartisanship has always characterised the agenda of presidential elections. Each mavin of them endeavours to increase bipartisan interactions with the opposition. However, this is rarely an easy undertaking. This stems from the presence of barriers within the political system. The political system, in place, has result ed in the presence of Congress members who have little institutional knowledge. As such, their reconvened notions are always to counter the arguments of the oppose party. Insider knowledge is vital in the performance of congress members. This is exemplified by the relative bipartisanship evident in a significant number of politically older Congress members. Aside from this source of partisanship, there exists a critical element that is responsible for partisanship. The political system is responsible for instituting reforms that limit the amount of campaign donations from a undivided source. This necessitates the campaign to search for funding from several sources. These subsequent interactions by the donors results in political socialisation. As such, when in Congress, these ideologies are in most cases different from those propagated by the rival party. 2. a. In such a situation, the Democrats would be campaigning for the bill. This is probable since they operate under the prem ise that the benefit of the general public should be of the core concern. All through the entirety of the House sessions and political stance of the current administration, this has always been their unspoken mantra. This is scoop exemplified by their stance on the AIG situation. The Democrats were against the hefty package payout to the giant insurance firm. The Republicans are most likely to be against the bill. In line with their stance on the bailout, it can be assumed that they will be catering the upper class citizens, especially the millionaires. As such, they will put up convincing arguments to let off their stance. Arguments might be in the form of the bill being in detriment to the country as it scares investors. At this juncture, the passage of the bill is a demanding affair. b. In a country with a parliamentary system, the complexities mentioned in a higher place are almost non-existent. This stems, in part, from the fact that partisanship is not significantly entren ched in the American system. In a parliamentary system, the opposition does not endeavour to solely reject the policies proposed by the government. As such, once an appropriate higher number of members accept the bill, it moves to the head of state (MAISEL, 2007). 3. A nation is be as a group of people unified by their nationality or ethnic background. A distinguishing component is that nations are not associated with any geography. On the other hand, a state is an independent country sovereignty. It is geographical location that is governed by a sovereign government.

Developing new online e-commerce or e-business company Essay

Developing new online e-commerce or e-business company - Essay ExampleThe business model allow for explain the basic business scheme and the mode of operation for the new E business plan. The business model will not be focusing on the potential revenues and the costs involved however the methods of generating revenue through the business will be dealt with in detail.In the UK, there are a number of insurance service erectrs and thence many options are available to the customers. In the search for the perfect insurance, the customers collect information from various websites, rattle on the insurance providers or make numerous calls to enquire about the policies. This business will aim to provide a one stop service with all the details, features and prices of the various policies available in the market.PriceComparison.com, as the abduce indicates will focus on providing a price coincidence service to the customers in the UK. The main harvest-feast that will be focused will be the General Motor Insurance, along with other products much(prenominal) as, breakdown insurance, pet insurance, home & contents insurance as well as life insurance. pecuniary products such as credit cards, personal loans will also be included in the service. Utilities comparison service will also be provided as part of the service.The customer will enter the PriceComparison.com website and get the product he is interested in. The customer will then enter some of his personal details, or login, if he is an existing customer. Once the required details are entered, the customer will be prompted with questions link to the product he is interested in. Based on the details entered, PriceComparison.com will connect to the quote engines of the partners and will provide a consolidated list of all the quotes to the customer. Provision will be given to figure the details based on a number of criterion. The customer can then select the favourite(a) provider and complete the transaction by paying the required amount in the partners website. This flow is illustrated in the

The Malampaya Offshore Oil and Gas Field Assignment

The Malampaya Offshore Oil and Gas Field - Assignment ExampleThe Filipino Government surgical incision of Energy approved Shell Philippine Exploration (SPEX) to build a 500 kilometre submarine pipeline to transfer bungle from the Malampaya-Camago fields to the main island of Luzon. Although the fields are in Chinese claimed waters, china did not object to the development (Pumphrey 237). Shell Philippine Exploration (SPEX) developed the Malampaya fields at an estimated damage of $4.5 billion U.S., the largest single investment in the country (Kreil 36) and the largest infrastructure project (McCallum 40). The Malampaya project is a vocalise venture of the Philippine government with the private firms Chevron Texaco and the Philippines Oil Company Exploration Corporation (PNOC-EC) (Oxford line of work Group 72). Structural interpretation of the 3D seismic data indicated the most prominent structural feature to be a SW-NE oriented spot, forming a crest at the western margin of the carbonate brass. This fault was sealed by the Pagasa shales. Minor normal faults affect the Latee Eocene and Early Oligocene deposits in the North-Eastern termination of the carbonate system forming a short and narrow horst structure (Fournier, Borgomano and Montaggioni 198). ... ubsurface Data Used to Describe the Malampaya Field The dataset use in this study consists of a 3-dimensional seismic survey acquired by Shell Philippines (SPEX) in 2002, and well data from 10 wells (MA-1 to MA-10) (Fournier et al 2005, 192). Core sections are available in wells MA-2, MA-3, MA-4, MA-5, MA-7, and MA-9. The seismic interpretation used prestack time migrated data (PSTM), with zero-phase signal. The seismic polarity is defined as negative amplitude means a downward increase in acoustic impedance, a positive reflection coefficient. The work uses the depositional facies and diagenetic features identified by Fournier et al, 2004 from MA-5 and MA-7, those obtained from thin section analyses on MA -6, MA-8, MA-9, and MA-10, and the re-examination of the rock material studied by Grotsch and Mercadier (1703) from MA-1, MA-2, and MA-3. Carbon and oxygen isotope analyses on whole-rock samples were used to support diagenetic interpretations. Deposition of the Reservoir Section and Geometry of the Platform The evidence from the investigations by Shell Philippine Exploration (SPEX, 2009) verified the existence of an immense power source. Situated 80 kilometers northwest of Palawan island and located somewhat 3,000 metres below sea level, the Malampaya field had recoverable reserves of about 2.5 trillion cubic feet of natural gas reserves and 85 million barrels of condensate (Oxford Business Group 72). A thin oil color rim of 65 metres is overlain by a thick gas column of up to 650 metres these are contained in a high relief carbonate reef build-up complex of the Nido Limestone Formation. It was determined that 28.5 MMscf/ day of gas and 7,500 gun barrel/day of 30 degrees APL oil (Department of Energy, 2010) were released every day. The Late Eocene to Early Miocene

Freedom of Information Act 2000 Essay Example | Topics and Well Written Essays - 1500 words

freedom of training suffice 2000 - analyze ExampleA campaign that finally resulted in the birth of the Freedom of Information Act 2000 on January 1, 2005. Notwithstanding these significant success chucked, a few years down the line the Act has generated commingle feelings and also generated unprecedented contr oversies. It is against this background that the central focus of this essay will be to conduct an sodding(a) analysis of the most contending issues in the Freedom of Information Act 2000.Some observers are of the opinion that the unnumerable exemptions in the Act have rendered it so feeble that it barely serves the purpose for which it was enacted. Whilst on the other hand, other school of thought holds a completely contrasting view of the Act as being an official document that is lavishly granting arbitrary intrusive powers that are by themselves self-destructive they primarily threaten social cohesion.The authorities of the joined Kingdom enacted and implemented th e Freedom of Information Act 2000 through her parliament to create the computer program for individuals, institutions and organizations to be bestowed with the right to demand relevant information from open institutions. It should be noted that the enactment of the Act is fundamentally a fulfillment of the Labor Partys election campaign promise during the 1997 general elections.Basically, the FBasically, the Freedom of Information Act is part of the general legal system that already has a number of legislations that lodger on the rights of information. They include among others the Common Law of Confidentiality, the European Convention on Human Rights and the Data protective cover Act 1998. Essentially, the legislation as implemented in the United Kingdom1 seeks to serve citizens within the broader framework of some(prenominal) the parliament of Scotland and the parliament of the United Kingdom. In Scotland it is called the Scottish Act 2002 whilst the name remains unchanged in the United Kingdom. It became imperative to structure the Act to be in consonance with the juridical and mankind regulatory system in Scotland as means of ensuring the workability of the Act across geopolitical areas in Scotland for instance, the parliament has an spacious control of the majority of public institutions making it thus prudent to make realistic adjustments to accommodate this difference, and so a second legislation dubbed the Act of the Scottish Parliament was enacted to bridge this gap. It is in many ways very similar to the main Act (The Freedom of Information (Scotland) Act 2002).Meanwhile the Freedom of Information Act is limited in its application to institutions and bodies that are out of the legal and geographical jurisdiction of the United Kingdom they include territories abroad as well as crown dependencies.Taking cognizance of the sensitive nature of the Act the government was convinced that the most prudent to manage the process is to adopt a graduali st approach to guide the implementation process. Consequently, the Act was implemented in phases culminating into the tentative Act that guaranteed access to public information been eventually enforced on January 1, 2005. A look at the Act shows well over 100, 000 public institutions that have being listed as being eligible to release information to any individual, public interest organisation or institution (see Brooke, 2005 for detailed

Research and write a 1000 word critical review on an exhibition (see Essay

Research and write a gm word critical review on an expo (see the list overleaf) - Essay ExampleIt also explored the fundamental projects and their inspirations. The exhibition also highlighted his education love for the environment hence the title the green fuse. The exhibition explored the of import significance of the notion of sense of place in Pearsons feat. The exhibition was an involving multimedia experience where finesseisanship, materials and quadriceps femoris are critically considered as texture, color and seasonality in planting. Through this, spaces are created and are emotionally paltry and have a rummy sense of place. His works have the spontaneous superiority of his casually pendant design eye and the gardening vigor. They also still depict his painterly quality in his plantings. The art exhibition at the garden museum gives the people a close experience in noticing and admiring Pearsons work. This exhibition at the capital of the United Kingdom gallery infl uenced commissioning of other works by Pearson. This work has projected cardinal films in the last five years. These include the Old Rectory -Naunton, a reserved customary kingdom garden-Maggie, London public scenery and private patios for cancertreatment center andTokachi Millennium Forest, Hokkaido. This is a dickens hundred and forty hectare public environmental park. Pearson has also developed an innovative planting project for the saltation in front of the Museum, which was fitted in time for the exhibition inaugural. This monochrome planting borrows heavily from his previous work on Tokachi millennium forest. He engages a mixture of woodland species and dramatic inflections of sculptural basics. Pearson began his career as a garden designer, developing common properties in his works. In the past decade, however, Pearson has transformed into a unique designer and plants man. He has consistently been involved in making landscapes in ne building crossways London. Feilden Cl egg Bradley is among the first architects that Pearson worked with in his debut. They developed the landscaping and sitting of the PPS7 house in Lincolnshire. He because initiated other projects with various other art exhibitionists like Zaha Hadid and 6a. Pearson agrees that architecture solely depends on landscaping to stick the fine touch in new buildings. This has informed his apt work streak across London and acclamation all over the world as one of the best gardeners and landscapers. Pearsons unique characteristic of using monochrome with a little touch of modernity influences many peoples scene about gardening and landscaping. Pearson, however, just like any other art exhibitionist has escaped limitations. As a latest Garden Museum meeting confirmed, there is a growing craving for British metropolises to benefit in aspiring green organization projects. This is in the way of New Yorks High stemma has exhausted this feature (Mertens, 2010 p1). If any of this plans go throu gh, it would be surprising to leave out Pearson as a pioneer member. He together with others played an important role in informing this concept to the conference. A vitrine collection of ephemera demonstrates Pearsons innovation of plants and their habitations. It also depicts his encounters with initial tutors, his gardening education and travels. It also affords the viewer a concluding making of the over-the-edge garden he developed at Home Farm in Northamptonshire. The films in the exhibition transport the

REFLECTION paper on Bilingualism, American Style (will fax chapter) Essay

REFLECTION paper on Bilingualism, American Style (will fax chapter) - move Exampleda who were already fluent in slope now immigration has steadily change magnitude to include many diverse countries in which English may not be spoken at both.Data shows that in successive generation of non-English speaking immigrants, the tendency to embrace English as the autochthonic language used has increased. Several factors are cited for this trend, including the fact that society has placed a stigma on the use of any language except for English this is only combated when immigrant families maintain their heritage language at home and when specific cultural groups occupy their own neighborhoods (for example, Chinatowns). Where a few decades ago schools in the unite States did not have any real need to include secondary English language classes or primary foreign language classes into their curriculum, now 1 in 5 students in America is both a foreign-language immigrant or the child of one. This means that the call for updated language classes is much more demanding, particularly when English remains the only official language used in the United States.In 1968 the Bilingual study Act focused on Native American groups and other minority language groups like the Chinese these reforms were minimal, however, and the modern classroom finds them very lacking. Half of the countrys population growth in the 1990s came from non-English speaking immigrants or their children, and while such groups traditionally have held onto their cultural and language differences while biography in America, now we are seeing that more and more of them feel the need to take on English as the functional language of their country of business.While non-English speaking immigrants and Native groups that reside in rural areas of the United States tend to hold onto their own languages more stubbornly that their counterparts in urban areas and cities, all of them have increasingly made an effort to in tegrate in terms of language. According to demographic and lingual data

Whole Foods Essay Example for Free

tout ensemble viandss EssayWhole Foods chief elements of the dodging be to position the society as a marketplace leader in the natural and organic foods, expand the brand internationally, provide the highest quality, and be the best food retail merchant in every community in which Whole Foods stores are located. Is Whole Foods strategy well matched to market conditions in the food retailing industry (one of the criteria for a winning strategy discussed in Chapter 1)? Whole Foods strategy is definitely well matched to market conditions. Currently, there is a huge demand for healthy food. People are more health conscious, expect taste and quality, and look for convenience in shopping. Whole Foods is commensurate to contend all the current trends through its strategic vision. The CEO John Mackeys vision was for Whole Foods to blend an international brand, carry the highest quality natural and organic foods, and be the best food retailer in every community. The products are free of pesticides, hormones, and other ge sack upically engineered products that could affect health, community, and agriculture.In addition, Whole Foods is recognized by the USDA as being a Certified Organic grocer by Quality Assurance International. This authority that all their products are grown organically the products are grown without the usage of pesticides, fertilizers, bioengineered organisms, growth hormones, or antibiotics. Whole Foods had successfully addressed the economic conditions of 2008 as sales dropped due to the recession, Whole Foods executives changed the caller-ups strategy to better match the economic downturn. For instance, they reduced prices of certain foods, offered family sized meals, offered coupons, and managed to cut certain products costs. Based on the financial statement data in case Exhibits 9, 10, and 11, how well is Whole Foods Market performing? expenditure the financial proportionality information in Table 4.1 of Chapter 4 (pages 98-9 9) to assist you in calculating a revealing set of financial ratios and interpreting them.According to Exhibits 9, 10, and 11, there is an increase of their net income from $136,351in 2005 to $203,828 in 2006. In 2007 and 2008 Whole Foods net income decreased gradually, in 2009 net income increased to $146,804 due to the change in the companys strategy. According to Yahoo finance net income has been increasing since 2009 in 2011 the companys net income was $342,612. Whole foods balance sheet shows total assets of $3,783,388 and total liabilities of $2,155,512 in 2009. In 2011 total assets were $4,292,075 and total liabilities were $ 1,300,770. modify The cash flow data shows a net cash provided by operating activities of $587,721 in 2009. Also, the company has invested $386,283 in 2009 as part of the growth strategy. Based on these recent information Whole Foods has put down a strong financial performance.Fiantial Ratios2009Gross Profit Margin= Revenues-Cost of goods sold= $8,031, 620-$5,277,310=34.3%Revenues $8,031,62034.3% is the percentage of revenues available to breed operating expenses. Current Ratio= Current assets =$1,055,380= 1.54Current liabilities $684,024Since the current ratio is greater than 1, Whole Foods is able to pay current liabilities using assets that can be converted to cash in the near term.Debt to assets ratio=Total debt = $2,155,512= 0.057Total assets $3,783,388This ratio is very low, in other words the companys operations are not financed through the use of debt.

Choosing hardware and input devices Essay Example for Free

Choosing gruelingw ar and input devices EssayMicrosoft publishing house Microsoft Word Paint lucre venturer This t commensurate denominates all(prenominal) the applications I used to complete my coursework Name of Application Price master(prenominal) Functions Advantages Disadvantages Microsoft Publisher i 49. 99 The important pass of Microsoft publisher is to create nettsites, documents, cards, almost e trulything ETC. It is abstemious to create these kinds of things with Microsoft publisher. It is really easy to create websites cards and so forth It takes a very long judgment of conviction to install on the computer. It runs in a very fast speed so it doesnt need while to load up. It force step forward be very confusing and you need to know how to use it.It has so some design options, about over 1,000 professionally designed templates. You micklet fall in very precise layouts because it doesnt gain the precise alikels. Microsoft Word i 49. 99 The main fun ction of Microsoft office word is to create and alike edit schoolbook, graphics in letters, reports, and web pages and to a fault e unhorse messages. For this it has different functions like formatting text into different styles and formatting the font. information rear be imported from a spreadsheet to this so that a mail merge evict be created. It is quite difficult to store data like Microsoft gate. If you get whatever fractures it can be reformed so easily.Not everyone depart be able to purchase it because it cost too a lot. The work can be saved so that it could be done at other time. If people start relying on the spell franker they might lose their spelling skills. Internet adventurer You dont need to purchase it because it is already installed on the run softw be. The main function is that people suck in bend-eyed access to the information the want. The other function is that they can communicate, do a bit of shopping, and it can also be used for entert ainment. Doesnt need to be purchased because its already installed on the operating software.Some information can be biased and inaccurate. Used for a lot of things E. G. Communication, shopping, gaming E. T. C Surfing the internet too much, can be addictive. It can be accessed by anyone in the world. Illegal sites al managements occur scour if youre surfing the web cautiously. Paint You dont need to purchase it because it is already installed on the operating software. The main function is to create drawings and to let out grazened photos. The other function is to create pictures and diagrams. Doesnt need to be purchased because its already installed on the operating software. It cant store information in a table like Microsoft Access.You can draw logos, pictures E. T. C Older versions of it can non open files that are from a newer version. It has a circumscribed image function which allows you to edit or pitch photos. It cannot type in text in different forms like Microsoft O ffice Word. Alternatives This table show the alternatives of the table above Name of Application Alternative Application The musical mode it works Advantages Disadvantage loss it would make if I used it Microsoft Publisher Adobe Dreamweaver The main function of Adobe Dreamweaver is to create mainly websites but other things can be made such as cards, magazines etc.Websites can be made much more(prenominal) accurately and much more precise than Microsoft word. It is much more pricy than Microsoft word so it cant be purchased by everyone. The main difference it makes is that I would be able to work more accurately and create better websites. However it is more complicated than Microsoft publisher so it will be hard to use. Website designers can make changes to the design of a website simply by redact the Dream Weaver template files. It is much more complicated than Microsoft word so itll be hard to use. Simple and complex websites can be designed using a point and tattle metho d.It takes much longer to install. Microsoft Word Open Office Writer The main function of is to create and edit text, reports, and web pages and telecommunicate messages. For this it has different functions like formatting text into different styles. The wizard makes it easier for new beginners to use. The wizards appear too much which is distractible. The main difference is that I would be able to create and edit text, reports, web ages and email messages easier and much more accurate. It can connect to any existing database. It is less popular than Microsoft Office Access so not many people use it.You dont have do buy this but you can get it for free. For some people this could be hard to use because of the extra functions. Internet Explorer Mozilla Firefox The main function is that people have wide access to the information the want. The other function is that they can communicate, do a bit of shopping, and it can also be used for entertainment. It is much quicker and faster tha n internet explorer. It is not supported by a small proportion of web sites. The main difference is that I would be able to gather information and surf the net much quicker than internet explorer.It has more security on it because it doesnt let pop ups through at all. With Mozilla Firefox some websites do not display properly. It has more design and looks better than Internet Explorer. Fire fox has to be bought separately if it is to be installed in the computer. Paint Paint. net It works in the same way as paint. But this has extra special features and they work by having a user interface which can automatically know something new directly. at that place are different versions for different operating softwares. People could get unseasonable versions and so they wouldnt work and they would have to buy new ones.The main difference is that I will be able to get do from the online forums If I did not no how to use it. overly if I make a mistake and I realise after a bit, whence I will be able to go to that mistake because in that location is unlimited undos. It has online forums which makes it easy for members to get help from users. Some people wont understand it because it looks very complicated. there is an unlimited tot of touch undo. It doesnt come supplied with computers from in advance so you have to buy it. Microsoft Publisher It is used for creating mainly websites. Microsoft Word It is used for typing in any kind of information.Internet Explorer It is used for getting information. Ismail Bismillah Paint It is used for creating pictures, drawings, logo E. T. C Input These are the input devices I used to make my work easy. Device Speed Errors that can be made Way to correct errors Keyboard The speed of the keyboard is mea positive(predicate)d in form of words per minute. It depends if you are a fast typist or a slow one. Many errors can be done whilst typing. For example, when youre typing very quickly, you can press the ill-timed key which wi ll change the spelling of a word. Also when youre typing numbers you can make mistakes.E. g. if you want to type in 786 and your in a rush you can make mistakes like pressing the violate numbers. (768) The way to correct these errors is to type a lot and you will get use to it so much that you wont get any mistakes. another(prenominal) easier method is to click on tools then click on spelling and grammar. This will show you all the mistakes and you can easily correct it later. Mouse The speed of the pilfer also is measured in the similar way. (Clicks per minute) It depends if you are fast or slow on using the mouse. Many errors can also be made whilst using the mouse.The main error that can be made is that when you are in a rush, you can easily click on something wrong which will take you to a different place. Also the mouse can easily slip when youre lamentable it. The way to correct these errors is to use a mouse pad which is especially designed/made for mice. Another way to co rrect this error is to use the mouse a bit gradual and not in a rush. Scanner The speed of the scanner depends on how much data is being scanned. It also depends on what type of scanner it is. Errors can be made using the scanner as well. The main error that can be made is that the paper can be put the wrong way (upside down).Also the paper can sometimes be inserted half way inside. The way to correct these errors is to check carefully which way the paper should be put in. Also the paper should be put in back-to-back and not bent. Keyboard I detected errors in my work by using the spelling and grammar checker to check any spelling mistakes and any punctuation mistakes. To correct the errors in my work I would use the validation reader to correct mistakes that are done in my work. To keep open errors from happening, I typed a bit slower and much more carefully and I carried on looking at the screen to see if at that place were any mistakes I made.Mouse I detected errors in my wo rk by checking manually if I made any clicking mistakes. To correct the errors in my work I would check manually and make sure that I would click the right thing if something unwanted had been clicked by going back and clicking the right thing. To prevent errors from happening in my work I would make sure that I would buy a mouse pad so that the mouse doesnt slip and so the wrong thing doesnt be clicked. Scanner I detected errors in my work by checking manually if all the information has been scanned and also that it is the right way round but not upside down.To correct the errors in my work I would check manually and make sure that if the data is scanned upside down than I would delete that data and I would than scan the data again by moving the data on the scanner the other way round. To prevent errors from happening in my work I would make sure that the data is the right way round in the first place and also make sure that no part of it is covered up. effect of Inaccurate Data Inaccurate data will affect the system in many ways. Data Effect Way it can be prevented Spelling mistakes (website).If spelling mistakes are made then wrong information might be given out and also the customers will think this agency is not a professional one. To prevent this I spell checker can be used. I can also tell someone to go through it and look at my mistakes. Hyperlinks not linked right on If hyperlinks are not linked properly then the business will become low because when you click on the link itll send you somewhere else or not take you anywhere. This can be prevented by checking the hyperlinks properly and making sure there are no mistakes. Also makes sure checking takes place before advertising. Not changing the emblazon of hyperlinksIf hyperlinks do not change colour then the customer will not no which site he has been to so he will go on that website repeatedly. The way this can be sorted out is that when a customer clicks on the hyper link then it should change c olour so the customer does not go on it repeatedly. The best way to stop all the problems is to keep on checking if you have made mistakes. This way all your mistakes will be sorted out. And there wont be any inaccurate data Validation Validation is to make sure that data which is being entered should be reasonable and allowable meaning that it is something possible but it doesnt have to be correct.There are a few different types of validations to help reduce the number of errors made by a user Type check, range check, picture or format check, check digit, field length checks etc. Verification The validation can be used to make sure that when a user types data in the computer and if there are any errors made in the typing then they are reduced. For example if a database was going to be made with mistakes like if a 1993 date of birth was typed and was not true, the computer will not take it as an error if was programmed to let in anything between 1990 and1994. So the results would be incorrect and full of mistakes.This could also be known as Garbage In, Garbage out (GIGO). So that is why validations are important to help make sure that the user knows if there are any errors that have been made when typing data into the computer but it does not help in telling if the data is true or false. Output This table shows the outputs I used. Device Type The way it works Advantages Disadvantages Best place to use it Printers Laser A mirror reflects a beam of laser, and then lays them. A toner is then sprayed onto it. A paper is now pressed onto the toner and is slightly heated so that it sticks severely on the paper.It prints out very quickly compared to ink-jet and dot-matrix printers It is the most expensive printer especially the colour lasers. The best place to use this laser printer is an office because an office requires a large amount of papers printed in small amount of time and with less noise as possible. It prints out very fast compared to ink-jet and dot-matr ix printers Because it is so big it takes up more space than ink-jet printers. It has a senior high quality compared to ink-jet and dot-matrix printers It is very expensive to repair because of the complex parts inside.

Internet and Privacy Essay Example for Free

Internet and Privacy Essaythither has been a lot of controversy about the meshing and its privateness. Today, some(prenominal) say you have no screen with anything you do on the web. They say that the political sympathies is taking away the publics cover because they deal admonisher everything that happens on the internet. Even though most of this is true, there argon plenty of good things to trace from it. In this essay I allow for be writing about the internet and its privacy. The lack of privacy that comes with techno recordy and the internet can and has prevented a lot of crimes to occur. It has made credit card fraud, once an diffuse crime much problematicaler to get away with. They know what youre buying schedule is like, so if mortal steals your card and tries to buy something that is not something you would normally buy, you will get an alert about it. Security cameras at stores and ATMs prevent a lot of robberies from occurring. The political science states that the main reason why they monitor just about everything on the internet is to try and catch terrorist attacks before they happen.They have said that some of the terrorist plane hijackings could have been prevented if they had the internet security that they do now. Of all the good things that come with the internet, there are also some drawbacks that can be dangerous. There is just as much false development on the internet as there is true information. Hackers can create viruses that can get into your individual(prenominal) computer and ruin valuable data. They can also create viruses to steal personal valuable data such as identity theft.There are also people called predators that hang out on the internet waiting to get unsuspected people into dangerous situations. People can get habituate to the internet which can cause problems with interacting with their friends and family. As it is stated in What Matters in America, Like any seat where people gather, the virtual world is not immune to the same set of troubles we face in objective life. Teens and children can be targeted be sexual predators. Kids can cyber bully classmates, carrying the tortures of the playground onto cell phones and computer screens at home.Illicit romances and online flirting may be taken beyond laptops, ruining relationships and destroying marriages. And, of course, cybercrime is ever present, seeking log in numbers, financial data, and credit card information. (22) Privacy has become a big interrogate in todays society with all this new technology and the internet. The internet might be more secure today from hackers and viruses but we dont really have any privacy on the web. Every purchase we make on the internet can be tracked by the government. They can also track almost every phone call that is made.The internet has become more convenient to use than it ever has been. You can perform just about any task you urgency with a couple mouse clicks. Your computer can remember everything you do on the internet. It will keep up all the sites you have been to, what you have downloaded, what you have bought online, and can even save your credit card information. When online you will see recommended web sites based on what you normally do online and even on certain sites there will be recommended products that are similar from what you have purchased before.All this personal information can be easily looked at by the government or even professional hackers. Is our privacy really being invaded or are we just putting this information out there? People say that the government is invading the publics privacy. They say that they shouldnt be allowed to monitor the internet. I dont believe our privacy is being invaded because no one forces you to put this information online, even though it is hard not to in todays society.In What Matters in America, David Plotz states, Real privacy is what allows us to voice hopes, dreams, fantasies, fears, and makes us feel we can safely expose all our faults and quirks and still be loved. Privacy is the situation between us and our dearest, where everything is known and does not matter. (70) With all this advanced technology on the internet, we need the government to monitor it or else there would be a huge amount of criminal activity and the internet would not be safe.

International Journal of Accounting and Financial Essay Example for Free

contradictory diary of Accounting and fiscal EssayABSTRACTThe role of Indian usual set upment firm manu facturing as signifi batcht financial service in financial merchandise has re all in all toldy been noe deservingy. In fact, the joint origin industry has emerged as an important segment of financial market of India, especially in channelizing the nest egg of millions of mortals into the investment in equity and debt instruments. correlative cash in hand be seemingly the easiest and the least stressful room to invest in the stock market. Quiet a bulky amount of m acey has been invested in unwashed shops during the past hardly a(prenominal) twelvemonths. Any investor would like to invest in a reputed vulgar storage organization. vernacular neckcloths ar financial intermediaries concerned with mobilizing savings of those who lease surplus and the seweralization of these savings in those avenues where there is a demand for neckcloths.These intermedia ries employ their resources in such(prenominal) a manner as to provide combined benefits of low take a chance, steady return, high liquidity and capital appreciation by dint of variegation and expert prudence. Reforms in theIndian economic system and the opening up of the economy excite been the reasons for the redoubted growth in the Indian capital market. This sight analyzes the intrusion of different demographic variables on the status of investors towards rough-cut funds. Apart from this, it also focuses on the benefits delivered by rough-cut funds to investors. To this end, 200 respondents of Solapur metropolis, having different demographic profiles were surv affectionatenessd. The break raze reveals that the majority of investors hand assuage not formed any attitude towards common fund investments.KEYWORDS reciprocal breed, Investors, Solapur CityINTRODUCTION common fund is a pool of silver undisturbed from investors and is invested jibe to certain inves tment options. A interchangeable fund is a presumption that pools the saving of a no. of investors who share a common financial goal. A mutual fund is created when investors put their funds together. It is, therefore, a pool of investors fund. The cash thus collected is then invested in capital market instruments such as shares, debentures and some another(prenominal) securities. The in mystify earned through these investments and the capital appreciations realized are shared by its unit holders in proportion to the no. of units owned by them. The closely important characteristics of a fund are that the contributors and the beneficiaries of the fund are the same class of people namely the investors.The term mutual fund operator the investors contribute to the pool and also benefit from the pool. The pool of funds held mutually by investors is the mutual fund. A mutual fund business is to invest the funds thus collected according to the wishes of the investors who created the pool. Usually the investors appoint professional investment managers create a product and passing play it for investment to the investors. This project represents a share in the pool and pre status investmentPritam P. Kothari Shivganga C. Mindargiobjectives. Thus, a mutual fund is the most qualified investment for a common man as it offers an opportunity to invest in a alter, professionally managed basket of securities at comparatively low cost.EVOLUTION OF INDIAN MUTUAL storehouse INDUSTRYThe governance of Unit combining of India marked the evolution of the Indian mutual fund industry in the year 1963. The primary objective at that time was to attract the small investors and it was make possible through the joint efforts of the Government of India and the booking verify of India. The history of mutual fund industry in India git be improve down the stairsstood divided into following material bodysEstablishment and Growth of Unit Trust of India 1964-87Unit Trust o f India enjoyed complete monopoly when it was established in the year 1963 by an act of Parliament. UTI was set up by the Reserve Bank of India and it continued to operate under the regulatory control of the RBI until the devil were de-linked in 1978 and the sinless control was transferred in the hands of Industrial Development Bank of India (IDBI). UTI launched its first scheme in 1964, named as Unit Scheme 1964 (US-64), which attracted the largest turning of investors in any single investment scheme over the years.UTI launched much innovative schemes in 1970s and 80s to suit the needs of different investors. It launched ULIP in 1971, six to a greater extent schemes in the midst of 1981-84, Childrens Gift Growth store and India Fund (Indias first offshore fund) in 1986, Mastershare (Inidas first equity diversified scheme) in 1987 and Monthly Income Schemes (offering assured returns) during 1990s. By the end of 1987, UTIs assets under instruction grew ten times to Rs 6700 c rores. main course of Public Sector Funds 1987-1993The Indian mutual fund industry witnessed a number of usual sector players entering the market in the year 1987. In November 1987, SBI usual Fund from the State Bank of India became the first non-UTI mutual fund in India. SBI Mutual Fund was later followed by Canbank Mutual Fund, LIC Mutual Fund, Indian Bank Mutual Fund, Bank of India Mutual Fund, GIC Mutual Fund and PNBMutual Fund. By 1993, the assets under management of the industry increased seven times to Rs. 47,004 crores. However, UTI remained to be the leader with some 80% market share. 1992-93UTIPublic SectorTotalAmountMobilised11,0571,96413,021Assets UnderManagement38,2478,75747,004Mobilisation as % ofGross national Savings5.20%0.90%6.10%Emergence of Private Secor Funds 1993-96The permission given to private sector funds including foreign fund management companies (most of them entering through joint ventures with Indian promoters) to enter the mutal fund industry in 1993, provided a wide range of choice to investors and more competition in the industry. Private funds introduced innovative products, investment techniques and investor-servicing technology. By 1994-95, ab expose 11 private sector funds had launched their schemes. Growth and SEBI Regulation 1996-2004The mutual fund industry witnessed healthy growth and stricter polity from the SEBI later the year 1996. The mobilization of funds and the number of players operating in the industry r apieceed new heights as investors started showing more interest in mutual funds.A field of battle of Investors Attitude towards Mutual Fund with particular(a) Reference to Inversotrs in Solapur CityInvestors interests were seriousguarded by SEBI and the Government offered tax revenue benefits to the investors in order to encourage them. SEBI (Mutual Funds) Regulations, 1996 was introduced by SEBI that set uniform standards for all mutual funds in India.The Union Budget in 1999 exempted all dividen d incomes in the hands of investors from income tax. divers(a) Investor Awareness Programmes were launched during this phase, both by SEBI and AMFI, with an objective to educate investors and make them informed about the mutual fund industry. Growth and Consolidation 2004 OnwardsThe industry has also witnessed several mergers and acquisitions recently, examples of which are acquisition of schemes of eitheriance Mutual Fund by Birla Sun Life, Sun FC Mutual Fund and PNB Mutual Fund by nous Mutual Fund. Simultaneously, more international mutual fund players cod entered India like Fidelity, Franklin Templeton Mutual Fund and so on There were 29 funds as at the end of March 2006.This is a continuing phase of growth of the industry through consolidation and entry of new international and private sector players. Indian mutual fund industry reached Rs 1,50,537 crore by March 2004. It is estimated that by 2010 March-end, the total assets of all scheduled commercial banks should be Rs 4 0,90,000 crore. The annual composite rate of growth is expected 13.4% during the rest of the decade. In the last 5 years there is an annual growth rate of 9%. According to the current growth rate, by year 2010, Mutual fundIndia assets will be doubleFEATURES THOSE INVESTORS LIKE IN MUTUAL FUNDIf mutual funds are emerging as the favorite investment vehicle it is because of the many advantages. They have over other forms and avenues of investing parties for the investors who has limited resources available in terms of Capital and ability to broaden out detailed reserves and market monitoring. These are the major advantages offered by mutual fund to all investorsProfessional ManagementMutual Funds provide the services of experienced and skilled professionals, backed by a dedicated investment enquiry team that analyses the performance and prospects of companies and selects suitable investments to achieve the objectives of the scheme.DiversificationMutual Funds invest in a number of comp anies across a broad cross-section of industries and sectors. This diversification reduces the risk because seldom do all stocks decline at the same time and in the same proportion. You achieve this diversification through a Mutual Fund with far less m superstary than you brush off do on your own. Convenient AdministrationInvesting in a Mutual Fund reduces musical themework and helps you fend off many problems such as stinking deliveries, delayed payments and follow up with brokers and companies. Mutual Funds compose your time and make investing easy and convenient.Return PotentialOver a medium to long-term, Mutual Funds have the potential to provide a higher return as they invest in a diversified basket of selected securities.Pritam P. Kothari Shivganga C. MindargiLow CostsMutual Funds are a relatively less expensive way to invest compared to immediately investing in the capital markets because the benefits of scale in brokerage, custodial and other fees translate into lower costs for investors LiquidityIn open-end schemes, the investor gets the money back instantly at net asset value related prices from the Mutual Fund. In unkindly-end schemes, the units go off be exchange on a stock exchange at the prevailing market price or the investor seat avail of the facility of direct repurchase at NAV related prices by the Mutual Fund foilYou get regular discipline on the value of your investment in addition to disclosure on the specific investments made by your scheme, the proportion invested in each class of assets and the fund managers investment strategy and outlookFlexibilityThrough features such as regular investment plans, regular withdrawal plans and dividend reinvestment plans, you weed systematically invest or withdraw funds according to your needs and convenience AffordabilityInvestors individually may lack sufficient funds to invest in high-grade stocks. A mutual fund because of its large corpus allows even a small investor to take the be nefit of its investment strategy. Well RegulatedAll Mutual Funds are registered with SEBI and they function within the provisions of strict regulations designed to protect the interests of investors. The operations of Mutual Funds are regularly monitored by SEBI.DISADVANTAGES OF MUTUAL FUNDSAbove I have mentioned the versatile advantages of Mutual Funds but it also suffers from a lot of drawbacks as the market is inconstant and it is ever affected by national as well as international federal agents, these days we can see that crude oil prices in International market has become an important factorin determining the market movement. Here are some disadvantages as cited by me and by surveyfluctuate ReturnsMutual funds are like many other investments without a guaranteed return there is unceasingly the possibility that the value of your mutual fund will depreciate. Unlike fixed-income products, such as bonds and Treasury bills, mutual funds experience price fluctuations along with t he stocks that make up the fund. When deciding on a feature fund to barter for, you need to research the risks snarly just because a professional manager is looking after the fund, that doesnt mean the performance will be always goodDiversificationAlthough diversification is one of the keys to successful investing, many mutual fund investors tend to over diversify. The idea of diversification is to reduce the risks associated with safe financial supporting a single security over diversification (also known as diversification) occurs when investors acquire many funds that are highly related and, as a result, dont getA Study of Investors Attitude towards Mutual Fund with Special Reference to Inversotrs in Solapur Citythe risk reducing benefits of diversification. At the other extreme, just because you own mutual funds doesnt mean you are automatically diversified. For example, a fund that invests only in a particular industry or region is still relatively risky. For example Sect oral FundsCash and More CashAs you know already, mutual funds pool money from thousands of investors, so everyday investors are putting money into the fund as well as withdrawing investments. To maintain liquidity and the capacity to accommodate withdrawals, funds typically have to keep a large portion of their portfolios as cash. Having ample cash is great for liquidity, but money seated around as cash is not working for you and thus is not very advantageous. CostsMutual funds provide investors with professional management, but it comes at a cost. Funds will typically have a range of different fees that reduce the overall payout. In mutual funds, the fees are classified into two categories shareholder fees and annual operating fees. The shareholder fees, in the forms of fill and redemption fees are paid directly by shareholders purchasing or selling the funds. The annual fund operating fees are bespeakd as an annual percentage usually ranging from 1-3%. These fees are assessed t o mutual fund investors regardless of the performance of the fund. As you can imagine, in years when the fund doesnt make money, these fees only magnify losses.Figure 1 social system of Mutual FundA mutual is a set up in the form of trust, which has sponsor, trustee, assets management company (AMC) and custodian. Sponsor is the person who acts alone or in combination with another body integrated and establishes a mutual fund. Sponsor must contribute at least 40% of the net worth of the investment managed and meet the eligibility criteria prescribed under the Securities and Exchange Board of India (Mutual Funds) regulations, 1996. The sponsor is not responsible or liable for any loss or shortfall resulting from the operation of the schemes beyond the initial contribution made by it towards setting up of Mutual Fund. The Mutual Fund is constituted as a trust in accordance with the provisions of the Indian Trusts Act, 1882 by the Sponsor.Trustee is usually a company (corporate body) or a board of trustees (body of individuals). The main responsibility of the trustee is to safeguard the interest of the unit holders and also view that AMC functions in the interest of investors and in accordance with the Securities and Exchange Board of India (Mutual Fund) Regulations 1996 the provisions of the Trust deed and the offer Document of the respective schemes. The AMC is appointed by the TrusteesPritam P. Kothari Shivganga C. Mindargias the investment Manager of the Mutual Fund. The AMC is required to be approved by SEBI to act as an asset management company of the Mutual Fund. The AMC if so authorised by the Trust Deed appoints the Registrar and Transfer Agent to agent the mutual fund. The registrar processes the coat form, redemption requests and dispatches account statements to the unit holders. The Registrar and Transfer agent also handles communications with investors and updates investor records.REVIEW OF publicationsLenard et., al. (2003) empiricly investiga ted investors attitudes toward mutual funds. The results indicate that the decision to switch funds within a fund family is affected by investors attitude towards risk, current asset allocation, investment losses, investment mix, capital tooth root of the fund age, initial fund performance, investment mix, fund and portfolio diversification. The field of operation narrativeed that these factors are crucial to be considered to begin with switching funds regardless of whether they invest in non-employer plans or in both employer and non-employer plans. Bollen (2006) canvass the dynamics of investor fund flows in a essay of socially screened equity mutual funds and compared the similarity between annual fund flows lagged performance in SR funds to the same relation in a matched sample of conventional funds.The result revealed that the extra-financial SR attribute serves to dampen the rate at which SR investors trade mutual funds. The lease noted that the differences between SR funds and their conventional counterparts are robust over time and persist as funds age. The study name that the preferences of SR investors may be represented by conditional multi-attribute utility function (especially when SR funds deliver positive returns). The study remarked that mutual fund companies can expect SR investors to be more loyal than investors in nondescript funds. Walia and Kiran (2009) studied investors risk and return perception towards mutual funds. The study examined investors perception towards risk involved in mutual funds, return from mutual funds in comparison to other financial avenues, transparence and disclosure practices.The study investigatedproblems of investors encountered with due to unprofessional services of mutual funds. The study found that majority of individual investors doesnt consider mutual funds as highly risky investment. In fact on a ranking scale it is considered to be on higher side when compared with other financial avenues. The st udy also reported that significant relationship of interdependence exists between income level of investors and their perception for investment returns from mutual funds investment. Saini et., al. (2011) analyzed investors behavior, investors opinion and perception relating to various issues like type of mutual fund scheme, its objective, role of financial advisors / brokers, sources of information, deficiencies in the provision of services, investors opinion relating to factors that attract them to invest in mutual and challenges before the Indian mutual fund industry etc.The study found that investors seek for liquidity, simplicity in offer documents, online trading, regular updates through SMS and stringent follow up of provisions laid by AMFI. Singh (2012) conducted an existential study of Indian investors and notice that most of the respondents do not have much awareness about the various function of mutual funds and they are bit confused regarding investment in mutual funds. The study found that some demographic factors like gender, income and level of education have their significant impact over the attitude towards mutual funds. On the contrary age and occupation have not been found influencing the investors attitude. The study noticed that return potential and liquidity have been perceived to be most lucrative benefits of investment in mutual funds and the same are followed by flexibility, transparency and affordability. disputation OF THE PROBLEMMutual funds have their drawbacks and may not be for everyone. No investment is risk free. If the entire stock market declines in value, the value of mutual fund shares will go down as well, no matter how balanced the portfolio.A Study of Investors Attitude towards Mutual Fund with Special Reference to Inversotrs in Solapur CityInvestors encounter fewer risks when they invest in mutual funds than when they buy and sell stocks on their own. However, anyone who invests through a mutual fund runs the risk of l osing money. All funds charge administrative fees to cover their day-to-day expenses. Some funds also charge sales commissions or loads to compensate brokers, financial consultants, or financial planners. When he invests in a mutual fund, they depend on the funds manager to make the right decisions regarding the funds portfolio. If the invests in Index Funds, they foregoes management risk, because these funds do not employ managers. Though these are the problems in the investment of mutual funds, in the recent days most of the investors preferred to invest their funds on mutual funds. In this background, the research has made an attempt to study the investors preference for mutual funds in Solapur City.LIMITATIONS OF THE STUDYThe present study is based upon the results of survey conducted on 200 mutual fund investors. The implications of the study are subject to the limitations of sample size, psychological and emotional characteristics of surveyed population.SCOPE OF THE STUDYThis paper provides Future of Mutual Funds industry information as well as awareness level amongst people for Mutual Funds. Also this project report of Mutual Funds gives an outlook to management as to how the mutual funds are performing in the current market situation as a result what may be the future of this industry. This paper on mutual funds is informative the students who want to understand and undertake assignments in the industry. This study also facilitates the general people who can understand the importance and explore the new option for investment in Mutual Funds. Different financial institutions provide services that are both complementary to and competitive with each other. A well built financial system directly contributes to the growth of the country.RESEARCH METHODOLOGYThis study is descriptive in nature based on survey method. The study aims at finding out the attitude of the investors towards investment in mutual funds in Solapur city. This study was based mainly on p rimary sources. The primary data was collected from the investors of mutual funds with help of the questionnaire. The secondary data were collected from the books, records and journals. By adopting convenience sampling, 200 respondents were selected for this study. The substantive data were collected with the help of questionnaire. The data collected from the intent of January 2011 to April 2011.DATA ANALYSIS AND INTERPRETATIONFigure 2 demonstrate Pattern of InvestmentPritam P. Kothari Shivganga C. MindargiFrom above run across it is clear that 75% investors are invested in open end schemes where as 15% invested in closed ended schemes in mutual fund.Figure 3 Reason for Investment in Mutual FundFrom above introduce it is clear that and 42% investors say that they invested money in mutual fund for tax assumption. 33% investors say that they invested money in mutual fund for higher returns. 16% investors say that they invested money in mutual fund for value creation in fund. 9% investors say that they invested money in mutual fund for other reason.Figure 4 Showing the Reason of Investors that not Invested Money in Mutual Fund From above figure is clear that 50% investors say that they not interested to invest money in mutual fund. 33% investors say that they have imperfect knowledge in mutual fund, so they are not invested. 8.5% investors say that they invested in govt. bond. 8.5% investors has other reason so they not invested money in mutual fund.Figure 5 Showing Type of Investment Investors Should be PreferredA Study of Investors Attitude towards Mutual Fund with Special Reference to Inversotrs in Solapur CityFrom above figure it is clear that investors invest money in fixed deposits. 15 25% investors invest money in gold/real estates. 17% investors invest money in mutual fund. 8% investors invest money in bond/debentures. Remaining 17% investors invest money in shares.Figure 6 Showing Returns Investor get from their InvestmentFrom above figure it is cl ear that 70% investors are gaining 5-15% returns from their investment. 23% are gaining 15-30% returns from their investment. 5% investors are gaining 30-45% returns from their investment. Remaining only 2% investors is gaining above 45% returns from their investment.Figure 7 Showing period of InvestmentFrom above it is clear 80% investors are dealing in short term length whereas 20% investors are dealing in long term period.Figure 8 Showing the Investors get under ones skin in Mutual FundPritam P. Kothari Shivganga C. MindargiFrom above figure it is clear that 73% investors say that they are having bad experience in mutual fund. 12% investors say that they are having good experience in mutual fund. Remaining 15% investors say that their experience is ok.FINDINGS AND SUGGESTIONSFindingsThe trend for investment is changing rapidly besides the handed-down pattern of investment and people today they are ready to undertake risk and also don the volatility of changing mutual fund market scenario.This shows that people with Middle Income Group are more attractive this market and are ready to bear the risk.It is observed that 75% investors have invested open ended schemes that they want higher returns on their investment rather than investing in closed ended schemes in mutual fund.It is observed that 42% investors have invested money for tax assumption.33% investors have invested money for higher returns in their investment.16% investors have invested money for value creation in fund. And remaining 9% investors have invested money for other reason.It is observed that 50% investors have not interested to invest money in mutual fund.33% investors have imperfect knowledge so they not invested money in mutual fund.9% investors find govt. securities bond is better thats way they not invested money in mutual fund. And remaining 8% investors have other reason so they not invested money in mutual fund.It is observed that more businessmen were wedded towards investing in current account. The ladies were inclined to invest their money in Gold and jewelleries. Service class people and retired class people prefer more saving and fixed deposits People with high income.It is observed that 70% investors have invested to getting returns in the range of 5-15% which shows in short span of time they are getting good returns and more than expectations.It is observed that 80% investors have invested in short term duration which indicates the investors have not ready to invest in long term period due to various risks associated with long term duration of investment.On asking how they get knowledge of mutual fund a large number of them attributed to print media. Even banks today follow the role of the investment advisors. Very few get any information from the e-media or Hence, AMCs must increase the awareness about their product through Electronic media (TVs, Cables, Radios etc.) as well as and should not just constrained itself to the print advertisement tho se who do not read newspaper.SUGGESTIONSInvestors Point of ViewThe question that entire customer, irrespective of the age classify and financial status, think of is- Are mutual funds are a safe option? What makes them safe? The basis of mutual fund industrys safety is the way the business is defined and regulation of law. Since the mutual fund invests in the capital market instruments, so proper knowledge is essential. Hence the essential requirement is well informed seller and equally informed buyer whounderstands and helped them to understand the product (here we can say the capital market and the money market instruments) is the essential preconditions.A Study of Investors Attitude towards Mutual Fund with Special Reference to Inversotrs in Solapur CityBeing Prudent Investor One ShouldAsk ones agent to give details of different schemes and match the appropriate ones.Go to the company records or the fund house regarding any queries if one is not satisfied by the agents.Investors should always keep an eye on the performance of the scheme and other good schemes as well which are available in the market for the closed comparison.Never invest blindly in the investments before going through the fact sheets, annual reports etc. of the company. Since, according to theGuidelines of SEBIThe AMCs are bound to disclose all the relevant data that is demand for the investment purpose of investors. Companys (Mutual Fund Companies) Point of ViewFollowing measures can be taken by the company for getting higher investments in the mutual fund schemesEducate the agents or the salesmen properly so that they can take up the queries of the customer effectively.Set up separate customer care divisions where the customers can anytime pose their query, regarding the scheme or the current NAV etc. These customer care units can work out in accordance with the requirements of the customer and facilitates them to choose the scheme that suits their financial status.Conduct seminars or programs about mutual fund where every information about the product is outlined including the risk factor associated with the different classes of assets.Brokers should reduce the brokerage charges for intra day and delivery based so that the investor can save more amounts to generate extra investment for the investor as well as for the Mutual Fund companies.Mutual Fund companies should try to increase the promotion and advertisement strategies for awareness of Mutual fund in solapur city.CONCLUSIONSThe mutual fund industry is growing at a tremendous pace. A large number of plans have come up from different financial resources. With the stock markets oaring the investors are attracted towards these schemes. Only a small segment of the investors still in Mutual Funds and the main sourcesources of information still are the financial advisors followed by advertisements in different media. The Indian investors generally invest over period of 2-3 years. Also there is a tendency to inves t in fixed deposits due to the security attached to it. In order to outdo and make mutual funds a success, companies still need to create awareness and understand the head teacher of the Indian customer.REFERENCESAgapova, Anna, 2011, The Role of Money Market Mutual Funds in Mutual Fund Families , ledger of Applied 1.Finance, Vol. 21, Issue. 1, pp. 87-102.Agarwal, Vikas Boyson, Nicole M. Naik, Narayan Y, 2009, Hedge Funds for Retail Investors? An Examination of Hedged Mutual Funds , Journal of Financial Quantitative Analysis, Vol. 44, Issue 2, pp. 273-305. 2.12Pritam P. Kothari Shivganga C. Mindargi3.A. Vennila, R. Nandhagopal(2012) Investors Preference towards Mutual Funds in Coimbatore City European Journal of Social Sciences ISSN 1450-2267 Vol.29 No.1 (2012), pp. 115-1254.Binod Kumar Singh (2011) A Study on Investors Attitude towards Mutual Funds as an Investment survival of the fittest JOURNAL OF ASIAN BUSINESS STRATEGY, VOL. 1(2) 8-155.Badrinath, S.G Gubellini, S, (2011), On the characteristics and performance of long-short, market-neutral and bear mutual funds , Journal of Banking Finance, Vol. 35 Issue 7, pp.1762-1776. 6.Dranikoff L, Koller, T. and Schneider, A, Divestiture Strategys Missing Link, Harvard origin Review, May 2002, 80 (5).7.Dr.Nishi Sharma (2009) Indian Inverstors scholarship towards mutual funds Business Management Dynamics Vol.2, No.2, Aug 2012, pp.01-098.Gil-Bazo, Javier Ruiz Verd, Pablo, 2009, The Relation between Price and Performance in the Mutual Fund Industry , Journal of Finance, Vol. 64, Issue 5, pp. 2153-2183. 9.Hansen M and Nohria N, Whats your Strategy for Managing Knowledge? Harvard Business Review, MarchApril, 1999, 77 (2).110. Journal of Marketing, 32 (October), 65-68, 1968.11. Rajeswari, T.R., and V.E. RamaMoorthy, 2001, An Empirical Study on Factors Influencing the Mutual Fund Scheme weft by Retail Investors . Retrieved on May 2010 http//www.utiicm .com/Cmc/PDFs/ 2001/rajeswari.pdf.12. Singh, Chander, 2004, P erformance of mutual funds in India an empirical leaven , ICFAI journal of applied finance December, pp. 81-98.13. Subbash C. Jain, Marketing Planning and Strategy, South Western College Publishing, Sixth Edition, 2000. 14. Singh, B. K. and Jha, A.K. 2009, An empirical study on awareness acceptability of mutual fund , Regional Student s Conference, ICWAI, pp. 49-55.15. Winer, C. strategic Thinking An executive Perspective, Upper Saddle River, Prentice Hall, 2000

Higher education in the USA Essay Example for Free

Higher pedagogy in the USA EssayFaktorami, opredelyayuschimi yavlyaetsya li uchrezhdenie odnim iz luchshih, ili odnim iz menee prestizhnyh, yavlyayutsya kachestvo obucheniya fakultetov, kachestvo oborudovaniya dlya issledovanij, uroven finansirovaniya bibliotek, specialnyh programm, i t. d. , a takzhe kompetentnost i chislo pretendentov na priem, to est naskolko dannoe uchrezhdenie svobodno v vybore studentov. Vse eti faktory dopolnyayut do drugs druga. Voobsche v Soedinennyh SHtatah priznano, chto est bolee i menee predpochtitelnye uchrezhdeniya dlya obucheniya i polucheniya vysshego obrazovaniya.Bolee predpochtitelnye uchrezhdeniya obychno, no ne vsegda, yavlyayutsya bolee dorogostoyaschimi, i okonchanie odnogo iz nih mozhet prinesti znachitelnye preimuschestva, poskolku kazhdyj chelovek ischet vozmozhnost zanyatosti i socialnuyu podvizhnost v predelah obschestva. Konkurs na postuplenie v takoj kolledzh pobuzhdaet milliony starsheklassnikov sdavat SAT kazhdyj god. No nedavno akcent na vstupitelnyh ekzamenah shiroko kritikovalsya v Soedinennyh SHtatah, potomu chto ekzameny pozvolyayut opredelit kompetentnost v matematike i anglijskom yazyke.V zaschituispolzovaniya ekzamenov kak kriteriev pri postuplenii, rukovoditeli mnogih universitetov govoryat, chto ispolzovanie SAT pozvolyaet spravedlivo reshit, kogo prinyat, kogda imeetsya 10 ili 12 pretendentov na odno mesto.Mogut li kolledzhi i universitety Ameriki osnovyvatsya na ih rezultatah? Priblizitelno 12 millionov studentov v nastoyaschee vremya poseschayut shkoly vysshego obrazovaniya v Amerike. Oni studenty v obschestve, kotoroe verit v svyaz mezhdu obrazovaniem i demokratiej. Odnako, mnozhestvo amerikancev ne udovletvoreny sostoyaniem vysshego obrazovaniya v ih strane. Vozmozhno, naibolee shiroko rasprostranennoe nedovolstvo vyzyvaet uchebnyj fancy kolledzha v celom i shirokij diapazon dopolnitelnyh zanyatij v chastnosti.V seredine 80-yh godov proshlogo veka Associaciya Amerikanskih Kolledzhej (AAC) v ypustila doklad, v kotorom prizyvala k prepodavaniyu bazovoj chasti obschih znanij vsem studentam kolledzha. Nacionalnyj Institut Obrazovaniya (NIE) vypustil podobnyj zhe doklad- Uchastie v obuchenii. V svoem doklade NIE zaklyuchil, chto uchebnyj plan kolledzha stal chrezmerno professionalno-tehnicheskim i svyazannym s rabotoj. V nem takzhe preduprezhdaetsya, chto obrazovanie kolledzha bolshe ne mozhet razvivat v studentah razdelennye cennosti i znaniya, chto tradicionno svyazyvayut Amerikancev vmeste. Sereznoe obvinenie. Dejstvitelno li eto tak?V nekotoroj stepeni na dannyj moment eto vozmozhno. Konechno, nekotorye studenty zakanchivayut svoe obuchenie bez kursa po Zapadnoj Civilizacii, ne upominaya drugie mirovye kultury. Drugie ostavlyayut kolledzh, ne izuchiv nauku ili pravitelstvo. V otvet, mnogie kolledzhi nachali peresmatrivat osnovnoj uchebnyj plan, s kotorym vse studenty dolzhny spravlyatsya. Eti problemy priznak togo, chto vysshee obrazovanie v Amerike menyaetsya, kak eto imelo mesto vsegda v ego istorii.I, kak v proshlom, eto izmenenie mozhet idti v neozhidannyh napravleniyah. Puritane osnovyvali kolledzhi, chtoby obuchat ministrov. No ih studenty proyavili sebya kak osnovopolozhniki pervoj v mire konstitucionnoj demokratii. Kolledzhi predostavleniya zemli byli osnovany, chtoby prepodavat selskoe hozyajstvo i proektirovanie stroitelyam Amerikanskogo Zapada. Segodnya, mnogie iz etih kolledzhej yavlyayutsya veduschimi shkolami v nauchno-issledovatelskom mire. Amerikancy vsegda delali stavku na sozdanie sistemnoj raboty. Oni imeyut osobo veskie prichiny dlya vypolneniya etogo v oblasti obrazovaniya.Lyudi v Soedinennyh SHtatah segodnya stalkivayutsya s vazhnymi voprosami CHto yavlyaetsya nadlezhaschej rolyu Ameriki kak strany s samoj staroj v mire konstitucionnoj demokratiej s samoj bolshoj ekonomikoj yavlyayuschejsya pervoj yadernoj derzhavoj? Amerikancy uvazhayut svoe pravo vyrazit mnenie po vsem etim problemam. No lyudi Soedinennyh SHtatov takzhe g luboko osoznayut, chto takie problemy dolzhny rassmatrivatsya v komplekse. CHtoby prinimat uchastie v novyh voznikayuschih problemah, bolshinstvo amerikancev chuvstvuet, chto oni nuzhdayutsya vo vsej informacii, kotoruyu oni mogut poluchit.Kolledzhi i universitety naibolee vazhnye centry takogo izucheniya. I nezavisimo ot togo, chto mogut trebovatsya usovershenstvovaniya, ih buduschee polnostyu garantiruetsya amerikanskoj zhazhdoj progressa i horoshej informirovannosti. Fakticheski, sleduyuschej zadachej amerikanskogo obrazovaniya mozhet stat tendenciya dlya lyudej prodolzhit ih obrazovanie v kolledzhe dlya dalnejshej zhizni. Slovar. A Accept Prinimat Achieves Dostigat Accomplishment Vypolnenie Account Schet Adequate Adekvatnyj opening Dopusk Admitted Dopuschennyj Advantage Preimuschestvo Agriculture Selskoe hozyajstvo.Amount Kolichestvo Applicant Pretendent Application Zayavlenie Association of American Colleges(AAC) Associaciya Amerikanskih Kolledzhej Available Do stupnyj Aware Znaya B Bachelors degree Stepen Bakalavra Be either Byt takzhe Beyond Vne Bond Obyazatelstvo C Certainly Konechno Community Soobschestvo Competition Sorevnovanie competence Kompetentnost Complete Polnyj Comprise Vklyuchit Condition Uslovie(sostoyanie) Contain Soderzhat Conversely Naoborot Costly Dorogostoyaschij Criticized Kritikuemyj Currently V nastoyaschee vremya Curriculum Uchebnyj plan D.Demand Trebovanie Democracy Demokratiya Desirable ZHelatelnyj Determining Opredelenie Distinction Razlichie Duration Prodolzhitelnost E Elective Izbiratelnyj Emphasis Akcent function Zanyatost Equal prestige Ravnyj prestizh Excessively vocational and work-related CHrezmerno professionalno- tehnicheskij i svyazannyj s rabotoj Exist Suschestvovat G Graduate Diplomirovannyj specialiser Government Pravitelstvo H Higher education Vysshee obrazovanie I Impression Vpechatlenie Independent Nezavisimyj Interviews Intervyu Issued Vypuschennyj L Lead Liderstvo. absolute majority Bolshinstvo Masters degree Stepen mastera Measure Mera Mention Upominanie Merely Prosto Might Mog by N National embed of Education(NIE) Nacionalnyj Institut Obrazovaniya Nuclear power YAdernaya derzhava O Offer Predlozhenie Obtain Poluchit Opinions Mneniya Opportunities Vozmozhnosti Outstanding Vydayuschijsya P Painfully Gluboko Particular Specificheskij(osobennyj) part Procent Perhaps Vozmozhno Proper Nadlezhaschij Provide Obespechit Public Gosudarstvennyj(obschestvennyj) Puritans Puritane Private CHastnyj R Receive Poluchit.Recently Nedavno Recognized Priznannyj Recommendations Rekomendacii count Otnoshenie Reinforce Ukrepit Respect Uvazhenie S Satisfactory Udovletvoritelnyj Satisfied Udovletvorennyj Seek Iskat Similar Podobnyj Simply Prosto Scholars Uchenye Scientific explore Nauchnoe issledovanie Social mobility Socialnaya mobilnost Success Uspeh T Traditional bind Tradicionno svyazyvayut The shared values and knowledge Razdelennye cennosti i znanie Q timbre of research facilities Kachestvo sredstv obsluzhivaniya issledovaniya W Whether Li Widespread SHiroko rasprostranennyj.